Too many topics, too little time

Car loans help the poor get to work – Yahoo! News:
Advocates say Ways to Work, which has underwritten $36 million in loans to 24,000 families since it began as a small program in Minnesota in 1984, is part of a new model for social service programs, one that delivers human services aimed at economic self-sufficiency. Borrowers in the program, which is in place at about 50 human services organizations in 25 states, are low-wage workers who either have poor credit or no credit. The program is targeted at getting them not just a car, but also a decent credit score and a bank account.

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This is a great program. I don’t really like the automobile infrastructure, because it is often overpromoted and overused but as a way to escape poverty, if it helps, that’s great.